Over the next two years, Washington plans to lend $14.44 million and give another $7.11 million to public agencies, tribes and businesses to bring high-speed internet to rural areas and Indian reservations. The money, set aside in the new two-year capital budget, is a fraction of the $1 billion the Washington Independent Telecommunications Association estimates will be needed to blanket the state with service that meets the federal definition of high-speed internet.Because the funding will be mostly loans, the program may not do much to introduce internet to isolated areas with few paying customers, the association’s executive director, Betty Buckley, said.“If we could make money or even repay a loan, we’d have done it already,” said Buckley, who represents 18 small companies that serve rural areas. “We are cutting out the really remote areas,” she said. “Everyone wants to make rural broadband happen, but no one wants to pay for it.”